Free retirement & pension calculator โ countdown to your retirement date
Our free retirement calculator shows exactly how many years, months, days, hours, and seconds remain until your chosen retirement date โ live and ticking. Use it as a pension calculator to plan ahead, count down to your retirement, or calculate retirement income goals. Enter your target retirement age or a specific date. Pair it with our Savings Calculator and Compound Interest Calculator to plan your retirement savings pot.
Enter your date of birth and your target retirement age (e.g. 65) โ or pick a specific retirement date directly. The calculator instantly shows the exact time remaining, broken down into years, months, days, hours, minutes, and seconds.
As of 2025, the UK State Pension age is 66 for both men and women. It is scheduled to rise to 67 between 2026 and 2028, and further increases to 68 are planned for the 2040s, though exact dates are subject to government review.
For Americans born in 1960 or later, the full Social Security retirement age is 67. You can claim reduced benefits from age 62 or delayed benefits up to age 70 (which increases your monthly payment by 8% per year of delay).
The countdown shows total days remaining. To estimate working days, multiply total weeks remaining by 5 (weekdays), then subtract public holidays. For a rough rule: total days ร 5/7 โ working days.
Yes โ simply set your target retirement age or date to whatever age you plan to retire. Many people use the FIRE (Financial Independence, Retire Early) movement as a guide, targeting retirement in their 40s or 50s through high savings rates.
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